OfferIQ Strategy Tool — Benjamin Vigil

01 — Client Information

Client Name

Phone

Date

02 — Target Property

Property Address

Target City / Area / Zip

List Price

Days on Market

Market Conditions — Master Weight Modifier

This selection shifts the weight of every scoring dimension below. In a seller's market, property readiness and pricing matter most. In a buyer's market, seller financial position and flexibility dominate.

🔥Seller's MarketFast sales · Multiple offers · List price+ ⚖️Neutral MarketNormal pace · Sellers negotiate 🕐Buyer's MarketHigh DOM · Motivated sellers

Current Weights

        Seller Financial
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        Property
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        Pricing
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        Flexibility
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        Mkt Conditions
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Dim 1 — Seller Financial Position Weight: —

How much financial pressure is the seller under? Higher urgency = more leverage for buyer.

Seller Profile

Distressed (high DOM, vacant, estate, relocation) Neutral — standard move Equity-Rich (low DOM, move-up buyer)

Urgency Signals (select all visible)

High DOM

Price Cuts

Vacant

Estate / Probate

Relocation

In Contract Elsewhere

"Must Sell" Language

Foreclosure / NOD

Low / No Equity

Cash / 1031 Only Listing

Dim 2 — Property Readiness Weight: —

Condition affects both buyer risk tolerance and contingency strategy. In a seller's market, condition pressure shifts to the buyer.

Property Condition

🌟 List Ready100 🧹 Minor Work70 🔧 Needs Work40 🏚 Fixer Upper15

Pricing vs. Comparable Sales

Priced at or below comps100 Slightly above comps (1–3%)70 Above comps (4–8%)40 Significantly overpriced (8%+)10

Dim 3 — Pricing Position & Offer Terms Weight: —

How does the offer price compare to list, and how are the financial terms structured? In a seller's market, this dimension carries the most weight.

Offer Price vs. List

Concessions / Credits

Earnest Money Deposit

Appraisal Contingency

Commission Structure

Closing Cost Contributions

⚠ RATE SENSITIVITY FLAG — Buyer is rate-sensitive. Strategy should prioritize rate buydowns, lender credits, or seller-paid rate reduction over price discounts. (Note only — no score impact.)

Dim 4 — Buyer Strength & Flexibility Weight: —

Financing certainty and buyer contingency flexibility directly affect how a seller perceives risk. Cash and pre-approval remove seller anxiety.

Purchase Type

Pre-Qual Status

Loan Type

Down Payment %

Credit Score Range

Sell First Required?

Inspection Contingency

Closing Timeline Flexibility

Dim 5 — Local Market Conditions Intel Weight: —

Your first-hand read on the submarket around this specific property. Complements the master market condition above.

Comparable Activity (last 30 days)

Last Sold Price Trend

Days on Market (submarket avg)

Benjamin's Local Intel

Creative Finance Options — Flag for This Offer

One or more signals suggest creative finance may be worth presenting. Check all that apply to include in the strategy recommendation.

Subject-To Existing Financing

Buyer takes title "subject to" seller's existing mortgage. Seller's loan stays in place.

Seller Carry / Seller Financing

Seller acts as the bank. Buyer makes payments directly to seller.

Wraparound Mortgage

New loan "wraps" existing. Seller continues paying underlying; buyer pays seller higher rate.

Contract for Deed / Land Contract

Buyer gets equitable title; seller retains legal title until payoff.

Benjamin — Creative Finance Consultation

480-466-0780

All creative finance strategies require title company review
and should be discussed with Benjamin before presenting to seller.

OfferIQ Strength Score

--/100

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Run the analysis to see your score

Seller Financial Position--

Property Readiness--

Pricing Position & Offer Terms--

Buyer Strength & Flexibility--

Local Market Conditions--

Strategy Recommendation

Edit this note before printing — personalize for the client.

OfferIQ

Offer Strength Analysis

          Benjamin Vigil
bvigil@buysellcaz.com

Client: 
Property: 
Area: 
List Price: 
DOM: 
Market: 

/100

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Strategy Recommendation

        Benjamin J. Vigil · DRE# 02006751 (CA) · SA701486000 (AZ) · NMLS# 1870917 · AI Certified Strategist

        OfferIQ analysis is for strategic purposes only and does not constitute legal or financial advice. Equal Housing Opportunity.